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• Will you have a named point of contact? Or will you be put through to the dreaded Call Centre?
• At what point will you be able to apply for borrowing facilities and what are the standard terms?
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- • Do they provide help and support?
- • What are the charges to operate the account? • If you decide to open an account with them, what information such as ID or application forms will they need from you to open the account?
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• Do they offer an opening incentive such as 12 to 18 months free banking? Could You Do Business With Them?
Once you have done all your research take some time to assess all the information you have gathered. Which Bank offered you the best deal? Which Bank is the most convenient? Which Bank offered the services or products most suitable to your circumstances?
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I have not mentioned probably the most important aspect for many business people – the person who is going to be looking after you; your point of contact to sort out the things that will go wrong! Ask yourself whether you could get along with him or her. A good relationship with your Banker is vitally important.