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One way to locate financing for your childcare business is to:
Check with your local bank. Research and obtain venture capital.
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- Seek gifts and loans from family and friends. Look for advice from incubator organizations.
- Obtain counsel from local small business and women's associations. In a few states, special loan programs have been developed to help childcare centers access immediate funds at affordable rates, like Washington and Oregon's Cascadian Child Care Fund.
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On-line Resources. Independent childcare business owners can also try the Foundation Grants to Individuals Online, a service of The Foundation Center at http://www.fdncenter.org. For a small fee per month (payable by credit card), the Foundation Center offers online listings of Grants to Individuals in the U.S.
Requesting Guidelines and Applications.
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Once you have completed your initial research and found potential grant funding, the next step involves contacting them and request their latest application and funding guidelines. If the program is operated by a foundation, also request their annual report. It is a good idea to view some common grant applications online so you know what to look for when your information comes in.