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Once I've read a book the millionaire next door that mentioned about the attitude of rich people who were frugal and financially fit. They were compared to those who were physically fit and exercise regularly. Isn’t it those who have those bulges have to exercise to burn those calories? It is ironic that those who need exercise are the one’s who were not doing it. Likewise, people who were affluent, I mean those people who became rich through hard work are very careful on their expenditures. They live below their means. And this does not include Hollywood superstars who became wealthy or those who won the lottery who became instant millionaires.
People from rich nations like the United States and Japan where, despite all their wealth, They would still keep every penny and yen they get. In the US, It is not unusual for a man to have a coin purse so they would be able to pay the exact amount most of the time. The Americans and Japanese, despite their affluence, would not pay one penny or yen more than the actual price of any merchandise and would similarly demand that they get no less than their exact change.
And why do you think many Americans spend time clipping discount coupons out of newspapers? For them any discount, even if it is just 10 cents, still means they will be paying a little less for an item. If all discounts are added up, that can mean a pretty respectable saving. They would go to supermarket with the coupons they clipped and use them when paying for their purchases.